Sometimes It Is More About Spending Less Than Making More

Does it seem like no matter how much you work, there is never enough money? We live in a world that tends to value others by what they own. The stores and internet sell endless amounts of things. Seriously, put two random words into google and I bet someone is selling it. My words were “bell rabbit” and guess what they are adorable little dust catchers. The amounts of products available today can be overwhelming. The list below includes ways my family cuts down on spending.

Nix Subscriptions

That $10 a month subscription for candles, magazines, beef jerky, etc. seems innocent enough. However, $120 a year for one subscription.  Plus those are probably things you really don’t even need monthly.

I was tired of calling for new promotions on overpriced cable.  Plus, the packages offered only gave us a few channels that we actually watched.  So we cut the chord and bought a Fire T.V. Stick.  This is a decision without regret.  We can stream our favorite shows, rent, and purchase movies using this device.  It is affordable and easy to set up.

Get ready to gasp…not only did we cut the cord on cable, but we canceled subscriptions like Netflix and Hulu.  It was a hard decision because the two offer such incredible viewing content.  However, it was causing us to watch way too much television.  That is another $130+ we can put into savings each year.

Tip: List all of your monthly subscriptions and contemplate which ones are actually necessary.

Minimalism

Let that whole want/need trickle into the rest of your life. Back when we had Netflix, I watched a documentary on Minimalism that raised some great points. Many Americans live in excess.

I’m no Marie Kondo, but go through your home often deciphering what is not useful. If you haven’t used that thing in 10 years, my guess is that you never will. Sell it or donate it to someone who may need it today. Maybe you don’t believe in God and that is your right. I’m not here to force my beliefs on others. So please, understand like events that made you a nonbeliever, certain events have made me a believer. Anyway, I believe if for some reason you need that thing again, God will provide.

By practicing intentional buying and decluttering, you will benefit greatly. Finances will free up, your home will be easier to clean, and that will reduce stress.

Money Saving Apps

Ibotta is the one I use the most. It can be a little tedious to keep up with so I don’t always when life gets busy. I love when I have enough to get a gift card. Usually, I select $25 to Target. It is my mommy guilt free card to spend on whatever I want. Not that I have any reason to feel guilty normally, but you know how it goes.

Whether I buy a shirt, new undies, makeup, or a variety of face masks, it is a nice reward for pinching pennies. The free cards can be used for birthday or Christmas gifts if you wish. Below is a link to get you started with cash waiting for you.

https://ibotta.com/r/tsoufas

Product Discount Codes

Most companies pay for referrals. Usually in the form of discounts on their products. So share your favorite products with your friends and let them know if they want to try them you have a discount code. It’s an I scratch your back, you scratch mine type of thing. Except really, it is just the company scratching both backs👍

The only product referral code I have right now is for Thinx period undies. My take on them…

-seem pricey, just buy 1 or 2 at a time

-saving on tampons and pads, still using a small amount on heavy days

-on the border of a size? because of period bloating go a size up.

-go with all black, my gray pair stained a tiny bit on the sides

-love having the safety net of wearing if I am not sure I will start in the middle of an event

If you have been curious about them using the link below for a discount👌

http://ref.thinxify.me/k-F-k

Cut Down On Waste

This goes a bit with 1 & 2. Growing up, um financially challenged, I have always felt the need to take good care of my things so that they last. I try so hard to instill this in my kids who can sometimes be destructive.

I tell them to take care of their toys because we may not be able to buy more. Besides, broken toys go in the trash creating more waste in already full landfills. If we take care of them, when we are done we can share them with other children that may not have many toys.

My husband also didn’t get why I was a stickler for things that cause damage to our yard, cars, and house. I call it protecting our investments. People won’t pay as much for used things that are damaged on a resell. Plus, don’t we want to show gratitude for what we have?

Also, find ways to cut down waste in the kitchen🍴(see what I did there). Seriously, though a good bit of my recipes have come from trying to reinvent leftovers. That spinach salad that goes out of date today that you don’t plan on eating, freeze it! It is delicious smothered or in a homemade soup. Just enough chicken for one person? Cut it up and mix it with some pasta and veggies. Either buy a sauce or make a simple garlic butter sauce. This stretches meals and your money.

Hopefully, you find these tips helpful. If so make sure to like this post. Follow/subscribe so you don’t miss a thing. Thanks for dropping by!

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Take care❤

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